Atlanta: (404) 851-8740. M-F: 7:30a – 3:15p Closed Saturdays | Forsyth: (770) 844-3800. M, T, Th, F: 7:30a – 3:15p. Closed Wednesdays & Saturdays | creditunion@northsidefcu.com

Rates

Auto Loan Rates

TermRateAmount
New up to 7 yearsAs low as 5.5%$35,000 and above
New up to 6 yearsAs low as 4.5%$15,000 – $34,999
New up to 5 yearsAs low as 4.5%Up to $15,000
Used up to 7 yearsAs low as 6.5%$35,000 and above
Used up to 6 yearsAs low as 5.5%$15,000 – $34,999
Used up to 5 yearsAs low as 5.5%Up to $15,000

Personal Loans

TermRateAmount
Unsecured Personal up to 3 yearsAs low as 8.9%$5,100 – $20,000
Unsecured Personal up to 2 yearsAs low as 8.9%$5,099 or less
Share Secured up to 5 years3.00% plus dividend$15,000 or above
Share Secured up to 4 years3.00% plus dividendUnder $15,000
STAT Loan up to 1 year – no renewals18%$800

Share Dividend Rates

FromToRate
$ 0.01$ 24.990.00%
$25.00$4,999.990.25%
$5,000.00$49,999.990.35%
$ 50,000.00$ 99,999.990.40%
$ 100,000.00+0.50%

Certificates of Deposit

TermRate
6 months4.00% APY
12 months4.25% APY
18 months3.90% APY
24 months3.70% APY
30 months3.60% APY
36 months3.50% APY

APY = annual percentage yield. $1,000 minimum balance required. 90 day interest penalty for early withdrawal.