Atlanta: (404) 851-8740. M-F: 7:30a – 3:15p Closed Saturdays | Forsyth: (770) 844-3800. M, T, Th, F: 7:30a – 3:15p. Closed Wednesdays & Saturdays | creditunion@northsidefcu.com
Effective Date: 06/01/2025
| Model Years | APR* |
| 2024 – 2025 | As low as 4.50%1 |
| 2020 – 2023 | As low as 5.50%1 |
| 2016 – 2019 | As low as 6.00%1 |
| 2015 and older | As low as 7.00%1 |
1Available for well qualified borrowers. 84 month term. Membership savings account required. Rates subject to change. Rates maybe higher based on credit score, vehicle year, and loan term.
*APR = Annual Percentage Rate
Effective Date: 06/01/2025
| Term | APR* |
| Unsecured Personal up to 2 years | As low as 9.00%2 |
| Unsecured Personal up to 3 years | As low as 9.50%2 |
| Unsecured Personal up to 4 years | As low as 10.0%2 |
| Share Secured up to 5 years | 3.00% above share rate at time of loan |
| Share Certificate Secured | 3.00% above share certificate rate at time of loan |
| STAT Loan up to 1 year | 13.25% |
2Available for well qualified borrowers. Membership savings account required. Rates subject to change. Rates may be higher based on credit score and loan term.
*APR = Annual Percentage Rate
Effective Date: 06/01/2025
| From | To | Rate |
| $ 0.01 | $ 24.99 | 0.00% APY |
| $25.00 | $4,999.99 | 0.25% APY |
| $5,000.00 | $49,999.99 | 0.35% APY |
| $ 50,000.00 | $ 99,999.99 | 0.40% APY |
| $ 100,000.00+ | – | 0.50% APY |
Effective Date: 07/01/2025
| Term | Rate |
| 6 months | 3.50% APY |
| 12 months | 4.05% APY |
| 18 months | 3.50% APY |
| 24 months | 3.70% APY |
| 30 months | 3.40% APY |
| 36 months | 3.60% APY |
APY = annual percentage yield. $1,000 minimum balance required. 90 day interest penalty for early withdrawal.